NMFN: LC, CAL, Is There a Gap in Your Disability Plan?

Is There a Gap in Your Disability Plan?


About 23% of people ages 35 to 65 will suffer a disability lasting at least 90 days during their working career.** Are you better prepared financially for death than the possibility of becoming disabled? Find out if a "gap" exists between your current employer-provided Group Long-Term Disability plan and your needs.

Current Monthly Salary: *		$

Other monthly compensation: * (For example: bonus, commission, etc.)		$

Federal Tax Rate:

State Tax Rate:

Group LTD Monthly Disability Benefit: (percent of Salary that Group LTD covers)





* Denotes a required field.

**Source: 1985 Commissioner's Individual Disability Table (a). The calculator is intended as a comparison/estimation tool only and is not intended as a substitute for tax or legal advice.